Commercial Finance

Commercial Property Loans in Australia

Invest and Grow With Confidence

The right commercial property can create long-term income, business stability, and future growth. But choosing the right finance structure matters just as much as choosing the right property. At Wyn Finance, we help Australian businesses and investors compare commercial property loan options across multiple lenders.

Commercial property loans in Australia

Types of Commercial Property Loans

Commercial Investment Property Loans

Commercial investment property loans are designed for investors purchasing commercial real estate as an income-generating asset. These loans may be used to purchase office buildings, retail spaces, industrial properties, or warehouses that are leased to tenants.

Owner-Occupied Commercial Property Loans

Owner-occupied commercial property loans are designed for business owners who want to purchase the premises from which their business operates. These may include offices, retail shopfronts, warehouses, or industrial facilities.

Loans for Retail, Office and Industrial Properties

Retail, office, and industrial properties are among the most commonly financed commercial asset types in Australia. Lending policies, deposit requirements, and loan terms may vary depending on the property type, location, tenancy situation, and overall financial profile of the borrower.

Commercial Property Loans for Developers

Property developers may use commercial property finance to fund construction projects, land purchases, or property developments. These loans often involve more complex assessment requirements and may include construction draw-down facilities.

Why Work With Wyn Finance?

  • Access to a wide lender network

    We connect clients with multiple commercial lenders so you have access to a range of commercial property loan options tailored to your situation.

  • Expert and experienced commercial loan specialists

    We understand how commercial property lending works and the types of documentation, financials, and property assessments that lenders typically require.

  • Tailored finance solutions

    We take time to understand your business goals, property type, and financial position before comparing commercial loan options.

  • Clear and honest advice

    We explain commercial loan structures, deposit requirements, and lender policies in plain language without pressure or unnecessary jargon.

How to Apply for Commercial Property Finance

01

Financial Assessment

We start by understanding your financial position, business profile, and commercial property goals to identify suitable lending options.

02

Property Selection

We help you understand how different property types, locations, and tenancy situations may affect lender assessments and loan terms.

03

Loan Application

We manage the application process, assist with documentation, and coordinate with the lender on your behalf.

04

Approval and Settlement

We support you through lender assessment, valuation, approval, and settlement, keeping you informed throughout.

05

Manage and Grow

We remain available after settlement to help you review your commercial loan as your business or investment goals evolve.

Commercial Property Loan Calculator

Estimate your repayments. Indicative only, subject to lender assessment.

$500,000
$50K$3M
% p.a.
1%20%

Monthly Repayment

$3,376

Total repayment$1,012,811
Total interest$512,811

Indicative only. Based on principal and interest repayments. Does not include fees or charges.

Commercial Property Finance FAQs

Other Commercial Finance Solutions

Commercial Refinance

Review your existing commercial loan and refinance for better rates, terms, or equity access.

Learn more

Equipment Finance

Fund the assets your business needs, from vehicles to machinery to medical equipment.

Learn more

SMSF Commercial

Purchase commercial property through your SMSF with specialist LRBA lending.

Learn more

Request a Consultation

Begin your journey.

Connect with a specialist for a confidential discussion about your financial landscape.

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