Commercial Finance

Equipment Finance in Australia

Flexible Funding for Business Growth

Do you need finance for a vehicle, solar system, EV purchase, home upgrade, setting up machinery or farm equipment or any big personal expense? At Wyn Finance, we help individuals and businesses compare equipment finance options from multiple lenders in a practical, easy-to-follow way.

Equipment finance in Australia

Types of Equipment Finance

Agriculture and Farm Equipment Loans

Farm equipment and agricultural machinery can be expensive. Equipment finance allows farmers and agricultural businesses to purchase or upgrade farming equipment without depleting working capital. This may include tractors, harvesters, irrigation systems, and other farm machinery.

Construction and Heavy Machinery Loans

Construction equipment loans help businesses in the building and civil construction industries finance excavators, loaders, cranes, compactors, and other heavy equipment without large upfront payments.

Medical Equipment Loans for Clinics

Medical practices and healthcare businesses may use equipment finance to purchase diagnostic machines, imaging equipment, dental chairs, physiotherapy tools, and other specialised clinical technology.

Machinery and Plant Equipment Loans

Manufacturing businesses, engineering firms, and industrial operators can use plant and machinery loans to fund equipment purchases while preserving cash flow for operational expenses.

Vehicle and Transport Equipment Loans

Businesses requiring commercial vehicles, trucks, vans, utes, or transport equipment may use vehicle finance to fund purchases without large upfront costs. Fleet financing is also available for businesses with multiple vehicle requirements.

EV Loans

Electric vehicle loans are available for businesses and individuals looking to transition to electric vehicles. EV finance may include options for cars, commercial vehicles, and business fleet upgrades.

Solar Finance Loans

Solar finance loans allow homeowners and businesses to fund solar panel installations, battery storage systems, and other renewable energy upgrades through flexible loan structures.

Why Work With Wyn Finance?

  • Access to 40+ lenders

    We compare equipment finance options across multiple lenders so you have access to a range of options tailored to your equipment type and financial situation.

  • Flexible equipment finance options

    We help you compare different equipment finance structures, including chattel mortgage, finance lease, and hire purchase options.

  • Fast pre-approvals

    We work with lenders who offer fast application processes, which may reduce the time between applying and accessing finance.

  • Support for EV and solar finance

    We help clients compare finance options for electric vehicles and solar energy systems, including personal and business lending options.

  • Clear explanations without confusing jargon

    We explain equipment finance structures in plain language so you can understand your options before making a decision.

  • Fixed and variable rate options

    We help you compare both fixed and variable rate equipment finance options to find a structure that suits your repayment preferences.

  • Personalised finance guidance

    We take time to understand your equipment needs, financial position, and business goals before comparing lender options.

  • Support throughout the application

    We manage the equipment finance application and remain available to assist from enquiry through to approval.

How to Apply for Equipment Finance

01

Tell Us What You Need

Share the type of equipment, the estimated cost, and your financial situation. We help identify suitable lenders based on your needs.

02

We Compare Lenders

We compare equipment finance options across our lender panel and explain the differences between available products.

03

Review Your Options

We present your options in plain language, covering rates, repayment structures, and total costs so you can make an informed decision.

04

Get Approved

We manage the application process with the lender and keep you informed throughout until your finance is approved.

Equipment Finance Calculator

Estimate your repayments. Indicative only, subject to lender assessment.

$500,000
$50K$3M
% p.a.
1%20%

Monthly Repayment

$3,695

Total repayment$1,108,487
Total interest$608,487

Indicative only. Based on principal and interest repayments. Does not include fees or charges.

Equipment Finance FAQs

Other Commercial Finance Solutions

Business Loans

Secured and unsecured business loans from $5K to $7.5M for growth, operations, and expansion.

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Commercial Property

Finance for office, retail, industrial, and development commercial properties across Australia.

Learn more

Cashflow Loans

Working capital and invoice finance to keep your business moving between payments.

Learn more

Request a Consultation

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