Commercial Finance
SMSF Commercial Property Loans in Australia
Invest Through Your Super with Greater Control
Many Australians want more control over how their retirement savings are invested. A self-managed super fund gives trustees the ability to make their own investment decisions, including the option to purchase eligible property using borrowed funds. At Wyn Finance, we help SMSF trustees compare SMSF loan options across multiple lenders in a practical, straightforward way.
Types of SMSF Loans
SMSF Residential Property Investment
SMSF residential property loans allow a self-managed super fund to purchase an eligible residential investment property using a Limited Recourse Borrowing Arrangement. The property is held in a separate holding trust until the loan is fully repaid.
SMSF Commercial Property Loans
SMSF commercial property loans may be used to purchase a range of commercial properties including warehouses, factories, retail spaces, office buildings, and commercial units. In many cases, business owners purchase a commercial property through their SMSF and lease it back to their own business.
SMSF Loan Refinancing
Refinancing an existing SMSF loan may help improve repayment flexibility, loan structure, or overall lending terms depending on the fund's situation. We help compare SMSF refinance options clearly.
Why Work With Wyn Finance?
Access to multiple SMSF lenders
We connect with multiple SMSF lenders so you have access to a range of lending options tailored to your fund's situation.
Support for residential and commercial SMSF loans
We help clients compare both residential and commercial SMSF loan options and understand the differences between them.
Guidance for warehouse and industrial property
We help clients understand how SMSF loans may apply to warehouses, industrial properties, and other commercial asset types.
Clear explanations without confusing jargon
We explain SMSF loan structures, deposit requirements, and lender policies in plain language with no unnecessary pressure.
Tailored SMSF lending structures
We help structure the SMSF loan to suit the fund's investment strategy, property type, and borrowing capacity.
Support throughout the application
We manage the SMSF loan process and coordinate with your SMSF accountant and advisers to keep things on track.
Flexible finance for different investment goals
We work with clients at different stages of their SMSF journey, from first-time property purchasers to refinancing existing SMSF loans.
How to Get Started with an SMSF Loan
Understand Your SMSF Position
We help you understand how SMSF property loans work, deposit requirements, interest rates, property eligibility, and repayment obligations.
Compare SMSF Lenders
We compare SMSF lenders and explain what rates, structures, and policies may apply to your fund's situation.
Application and Documentation
We manage the application process and coordinate with lenders, your accountant, and legal advisers.
Settlement
We support you through to settlement, ensuring the loan is structured correctly and the process remains manageable.
Understand Your SMSF Position
We help you understand how SMSF property loans work, deposit requirements, interest rates, property eligibility, and repayment obligations.
Compare SMSF Lenders
We compare SMSF lenders and explain what rates, structures, and policies may apply to your fund's situation.
Application and Documentation
We manage the application process and coordinate with lenders, your accountant, and legal advisers.
Settlement
We support you through to settlement, ensuring the loan is structured correctly and the process remains manageable.
SMSF Lending FAQs
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0433 939 022